Brokers: Commercial Products

Fleet Legal Expense Insurance

Why Fleet Legal Expense Insurance?
A Fleet Legal Expense Insurance policy will give your company the power to protect its legal rights in a wide range of situations likely to be faced by any organisation operating a fleet of vehicles.

The policy will cover legal costs and expenses up to £50,000 per claim and there is no limit to the number of claims that can be made.

Costs can include fees and expenses of solicitors, barristers and expert witnesses, court costs and opponents costs if they are awarded against you in a civil case.

The Cover
We will recover uninsured losses following damage to your company’s vehicle, and pursue compensation following the death of, or bodily injury to, an insured person in a company vehicle.

A full accident management service applies which can:

• Advise your company’s motor insurer of claims under their policy
• Arrange for damaged vehicles to be recovered from the scene of an accident
• Arrange a repair estimate
• Provide a replacement vehicle whilst repairs are carried out
• Negotiate a claims settlement where a vehicle is written off and arrange for the disposal of the vehicle

Help Lines and Additional Services
As part of the policy you are able to access a help line for legal advice for matters in relation to the policy at no extra cost.

At a Glance

• Uninsured loss and personal injury legal cover
• Full accident assistance and management
• Up to £50,000 of legal cover (this can be extended up to £100,000 by arrangement)