Brokers: Financial Protection

Mortgage Payment Protection and Income Protection

Why Mortgage Payment Protection and Income Protection?
Unfortunately life is never simple and you cannot foresee accidents or sickness and the effect it will have on your life and family. With our Mortgage Payment Protection and Income Protection insurance covering accident, sickness and unemployment you can help protect your mortgage payments and other household costs.

We have flexible levels of cover to include monthly mortgage payment, monthly life premiums and the monthly cost of buildings and contents insurance. You can insure up to £1500 or 50% of your gross monthly income whichever is the lower.

The Cover
The following insurance cover options are available:

• Unemployment and Incapacity
• Unemployment Only
• Incapacity Only
• Life, Unemployment and Incapacity*
• Life and Unemployment Only*
• Life and Incapacity Only*

*Life cover includes Terminal Illness cover

We will pay benefits for 12 or 24 months (dependant on cover chosen) if you are unable to work due to incapacity or up to 12 monthly benefits for unemployment.

Life, Unemployment and Incapacity cover provides the maximum level of protection in the event of a claim. However, if your customer takes out Unemployment Only cover they will not be able to make a claim for Incapacity. If your customer takes out Incapacity Only cover they will not be able to make a claim for Unemployment.

At a Glance
• Cover for financial losses following accident, sickness and/or unemployment
• Includes Life cover
• Range of covers and options available