Brokers: Financial Protection

Term Life Cover

Why Term Life Cover?
Our Term Life cover provides a lump sum payment in the event of your death to help your family cope financially. It offers a low cost solution that offers protection in the form of a simple insurance policy.

We can offer either reducing term cover designed to reduce in line with your mortgage or level term cover that provides a constant level of cover throughout the term of the policy.

The Cover
Cover is available up to £500,000 as standard (and higher on request) subject to your individual circumstances and may be subject to a medical based on your personal circumstances and medical history.

There are no restrictions on cover in relation to your job, location or foreign travel unlike some other policies available in the market.

The cover is available as a single premium for 5 years of cover (and monthly payment thereafter) or on a monthly instalment basis subject to your financial status. It is available to UK residents between the ages of 18 and 64.

At a Glance
• Suitable for protection under a repayment mortgage
• Lump sum payment in the event of the death of the insured
• No restrictions for job, location or foreign travel
• Available as single premium or monthly instalments