Brokers: Second Property

Landlords Emergency Cover

Why Landlords Emergency Cover?
Our Landlords Emergency Cover aims to give peace of mind to Landlords and their tenants in relation to a property emergency. It is not a household building or contents policy or an equipment maintenance contract. It is designed to compliment these insurances, providing benefits and services which are not normally available under such policies.

The Cover
This policy provides you with cover in the event of any of the following emergency incidents occurring:

• Plumbing problems related to leaking pipes, blocked drains or leaking radiators
• Blockages in toilet waste pipes
• Sudden and unforeseen roofing problems such as leaks or tiles blown off during a storm or bad weather
• Broken or damaged windows and doors presenting a security risk to the property
• Gas or electricity failure within the property
• Central heating or boiler failure
• Hot water failure
• Vermin inside the property

This policy also provides the insured with access to a 24 hour emergency help line where help can be sought in the event of a domestic emergency. We can advise the customer how to protect themselves and the property immediately.

Repairs will be organised and the insurers will pay up to £500 including VAT for call out, labour and parts and materials to carry out the emergency repairs or, if at a similar expense, a permanent repair.

In the event that the property is uninhabitable and remains so overnight, the insurers will at the customers request, arrange and pay up to £100, including VAT, in total for alternative overnight accommodation and/or transport to such accommodation.

Cover does not apply for conditions the customer was aware of prior to entering into this contract or for day to day maintenance at the property or replacement of items which wear out over a period of time.

Help Lines and Additional Services
As part of the policy you are able to access help lines for 24 hour home emergency assistance.

At a Glance
• Cover in the event of a property emergency for Landlords and their tenants
• Help lines in the event of an emergency